Money

Safe to spend

Not set yet

Add the balance you can see in your banking app and ONE will take your known payments off it.

Committed

£0

next 30 days

Spent in September

£0

0 payments

Trend

No data

vs August

ONE is not a bank. It never moves money, and only counts a balance or valuation you entered yourself.

Before payday

£0

Payday not set

No regular pay found in your payments yet.

Nothing due yet

No known payment falls before your next payday. Connect your bank or mail and ONE will keep this current.

Balance, payday and pay

ONE does not know when you are paid yet.

Budget · September

£0

spent so far

Set a budget below to track the cycle.

No payments in this cycle

Bring in a statement or connect your bank, and ONE will group your spending into categories here.

Budget and category limits

Recurring

£0a month across 0 subscriptions
£0 of this month repeats · £0 was one-off

Net worth

Nothing entered yet

Add what you own and what you owe. Nothing is connected or valued automatically, so the figure is exactly yours.

Add what you own or owe

Where it went · September

£0

First month

Nothing recorded for August to compare with.

£0 repeats every month · £0 was one-off.

No payments this month

Once payments come in, ONE shows the biggest categories and what changed.

Worth a check

Nothing unusual

No repeats, sudden jumps or first-time names stand out in your recent payments.

Patterns in your own payments, not a fraud verdict. If something looks wrong, check with your bank — ONE cannot contact them for you.

Your setup

Your own categories

Put a name in your own category. ONE applies it to every payment from that name, past and future.

Import or export payments

Bring in payments from a CSV file with columns for the date, the name of the payment and the amount. Rows go to your account only, and importing the same file twice changes nothing.

Sign in to ONE to bring payments into your own account.